Our Work » INCOME
Promoting Financial Stability and Independence
We all know that financial pressures put incredible stress on a family. But what may not be so evident is just how many families living in our predominantly wealthy northern New Jersey communities live every day burdened by the inability to make their income stretch to meet their needs.
1.1 million New Jersey households are unable to afford basic necessities.
Source: United Way of Northern New Jersey ALICE Report, 2012
When we dig just a little bit below the surface, we find that nearly one-third of our northern New Jersey households are walking the financial tight rope as they struggle to make household payments, provide adequate medical coverage, and keep food on the table. United Way of Northern New Jersey calls these struggling families and individuals ALICE (Asset Limited, Income Constrained, Employed). ALICE represents very real people who are essential to the success of our community – cashiers, child care providers, health care aides, auto mechanics, and more. While we depend on these services, they offer incomes which cannot meet the high cost of living in our area.
United Way is addressing the needs of these families and individuals by helping them build the foundation for a safe and stable life. We support financial literacy programs, connect residents to financial mentors, offer free tax preparation, and advocate for housing that is affordable for everyone in our communities.
Strengthening the Financial Foundation for All
Life’s challenges make it difficult to meet expenses, deal with unexpected hardships, and save for the future. United Way of Northern New Jersey is helping families set a more positive course and achieve financial independence.
United Way Center for Financial Growth
Pathways to Prosperity
United Way Family Success Center
United Way Family-Sustaining Employment
United Way Income Tax Assistance Program
Increasing Access to Housing that is Affordable for All
Housing costs can be overwhelming to already tight budgets. As a result, families may be forced to make tough decisions between paying for housing or necessities like medicine and nutritious meals. United Way of Northern New Jersey is working to help families and individuals find affordable housing solutions.
United Way Housing for All